Millions of Canadians are now checking their approval odds in seconds — without hurting their credit score. From bad-credit-friendly cards to fast-approval business credit with higher limits, the right choice can mean less stress, fewer rejections, and more control over your finances, Helping millions of Canadians, with a commitment to taking the uncertainty out of the credit card application process.
Capital One Credit Card
Try Quick Check. It won't impact your credit score. It uses your information to pre-apply for a credit card, and you'll receive a response in seconds.
Credit Cards for Bad Credit Canada
What are some easy credit cards to get with bad credit?
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The Secured Self Visa® Credit Card¹
Annual Fee: $0 annual fee for the first year only, $25 annual fee thereafter. -
Revenuated Business Card
Annual Fee: None | Regular APR: Factor Based. -
Opensky® Launch Secured Visa® Credit Card
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Opensky® Plus Secured Visa® Credit Card
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Imagine® Visa® Credit Card
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Total Visa® Card
KEEP Business Credit Card
More rewards than American Express and the Big Five banks.
- Faster approvals, higher limits. Up to a $400,000 spending limit.
- Longest interest-free days. Enjoy up to 56 days of interest-free credit on all purchases.
- Your credit limit grows with your performance.
Authentic User Reviews
Cayo Freitas:
I highly recommend the KEEP credit card to anyone looking for flexibility and top-notch support!
First and foremost, my experience with the KEEP credit card has been excellent. They offer a higher credit limit than most other cards, which makes it incredibly helpful to manage my spending and make large purchases with ease. Most importantly, their customer service is truly excellent—responsive, friendly, and always willing to go out of their way to resolve any issues or questions. Keep the KEEP credit card for those looking for flexibility and top-notch support!
Bouchard R.: Fast Approval
The approval process was described as one of the smoothest experiences. Although some reviews mention concerns, the application reportedly took about five minutes. The account opening call was slightly different, but having a dedicated account manager was considered an important advantage.
Warning signs that you're overspending
- your credit card balance keeps growing.
- you're reaching your credit card limit.
- you carry a credit card balance from month to month.
- you don't make a payment or only make the minimum payment on your credit card.
- you take out cash advances with your credit card.
Before applying for any loan, understand the interest rates, fees, repayment terms, and late-payment costs. Loans require repayment, and poor planning or unstable income may cause financial stress or credit damage. Assess your ability to repay carefully, avoid over-borrowing, and seek professional advice if you have questions about the terms.
