INSURANCE ADVICE
Planning to apply for a personal loan at your local bank? A personal loan can help you raise money in a flash, whether it’s for buying a new home or funding a vacation in Europe. The catch is that while personal loans can be used for a wide range of general purposes, they’re trickier to get due to the long list of qualifications required. ...... Read More
Getting approved for a personal loan with bad credit can be challenging, but it's not impossible. Many lenders understand that life circumstances can affect credit scores, and they may offer options tailored for those with less-than-perfect credit. Here are some strategies to improve your chances of approval: ...... Read More
A No Claim Discount (NCD), also known as No Claim Bonus (NCB), is a reward for policyholders who do not make claims on their car insurance. To calculate your NCD, insurers typically offer a percentage discount on your premium for each claim-free year, which can increase up to 60% over time. Here’s a detailed look at how NCD works and how you can leverage ...... Read More