INSURANCE ADVICE
A No Claim Discount (NCD), also known as No Claim Bonus (NCB), is a reward for policyholders who do not make claims on their car insurance. To calculate your NCD, insurers typically offer a percentage discount on your premium for each claim-free year, which can increase up to 60% over time. Here’s a detailed look at how NCD works and how you can leverage ...... Read More
In the world of credit cards, many issuers promote the allure of earning air miles as a key benefit. With enticing offers and preferential conversion rates, it’s easy to get swept up in the excitement of accumulating miles for your next vacation. However, a crucial question arises: how much is 1 air mile actually worth? Additionally, is it better to convert your reward points ...... Read More
